Welcome to J.R. & Associates Insurance

Auto – Home – Life – Commercial – Flood – Boat Insurance

This is a photo of a happy family that is totally insured

J.R. & Associates is an Independent Agency of Insurance that helps people protect their properties, goods and loved.

We specialize in home, auto, commercial, flood and life insurance products. We are committed to excellence. Together with qualified professionals and years of experience, we are here to guide clients in regards to their insurance needs.

We are aware of how complex you can purchase insurance and at the same time each individual has a specific need. That is why we are here to make the process much easier and at the same time provide adequate coverage and proper protection.

Homeowners insurance

Your home is your biggest investment. Florida is a very active state in terms of tourism, visitors and extreme weather. These and many other factors make it extremely important to obtain insurance from owners who are improperly aligned with your needs. Learn more.

Auto insurance

Florida ranks third in the nation for car accidents. This is due to many factors such as vacation trips, population, and more … There is also a high rate of drivers without insurance in Florida. You need to make sure that you have taken the correct auto insurance coverage to properly and / or replace your vehicle in case of an accident. Learn more.

Flood insurance

Flood insurance is probably one of the most misunderstood coverage that Florida residents and vacation homeowners overlook. With the many channels that surround the Florida, we are extremely susceptible to flooding. In the case of a flood, many homeowners are surprised that they do not carry adequate coverage to protect their homes and belongings. Do not get caught by adequate coverage. Learn more.

Commercial insurance (business)

Because Florida does not have a large industry of corporate business, there are many small and medium-sized enterprises throughout Florida. Florida has many business in services that meet our individual needs such as air conditioning, care of the lawn, pool maintenance, plumbing, cleaning and many other Florida residents are self-employed. It is a people that helps the industry people. If you live in Florida and you are reading this, there is a good chance that you are one of them. If so, need to  learn more.

Life insurance

Accidents happen, and with Florida being such an active state, they happen more than most places in the nation. Many of us have families and financial obligations. Although we are reluctant to think about it, what a day we will not take to take care of our families and financial obligations. Life insurance provides us with the means to protect our loved ones in the event that we are not here to. Learn More.

Boaters Insurance

Florida has more boats / boaters go any other place in the nation. With this statistic, it stands to reason that there are more boat accidents in Florida than any other place in the US. In addition, there is a high rate of boat theft in Florida. For these reasons, you need to ensure that you and your investment are adequately protected. Learn More.

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